Due to COV1( impact, lots of the citizens loose their jobs or wages cut effective the lifestyle especially financial problems. The way that these citizens can count on is their KWSP or EPF savings. Even though the purpose of this institution is to secure the contributors money for later use when they reach age of 55 years. But since the COV19 Impact, they are in need of using the money now for survival. Let it be for businesses or financial purposes, it is now that matters the most. Perhaps with this steps, the contributors OUTCRY can be heard by the government ant necessary action can be put into immediate action since the Aid given by the government doesn't covering most of them that in need or qualified !.