Building Completion Certificate ( CC ) - Present Definition : 

It is given by local bodies or Developement bodies like in Tamilnadu, it is CMDA ( Chennai Metropolitan Developement Authority ) certifying that the Building has been constructed according to approved plans, safety and environmental standards covering completion of the Structurals, Setback areas, Outer Plastering, Parapet Walls and Weathering Tiles and mainly required for obtaining the Power Supply and Utilities Connections like Water Supply and Sewage Disposal connections. 

Lacunae in CC :

CC is given when the above points are covered which will be about 60% of the Building project only is completed. There is another important Certificate is given by same authorities like CMDA which is called Occupancy Certificate (OC) that certifies the Building is safe to inhabit, i.e Buyers can occupy their purchased Flats for living. Though CC is mandatory to get the Utilities, OC which gives approval to occupy the Flats is not practised uniformly across India, some states mandates and some do not compel the Builders.

Boon for Builders but Bane for Buyers:

With this weakness, in many states, particularly in Tamilnadu, Major players in the industry who builds many Towers, Many Floors with 200 to 1000s and 2000s of Flats used to get CC after about 60% of the Project completed as per the present definition of CC, collect almost 90% of Cost of the Flats, with false promises, hand over the Flats without getting Power Supply, Water Supply, Sewage connection, Fire Licences, Lift Licences ( run  temporarily by DG Sets for Power, Tankers for supply of Water and Sewage removal ). Poor Buyers due to heavy financial burden like paying EMI, paying rent for present house as already 90% plus payment would have been made to the Builder, will accept the oral promises and move in and occupy the Flats. Mostly the Builder will move to their next projects leaving these Buyers in lurch and distress. 

RERA and its Role : 

Real Estate Regulatory Authority ( RERA ) is exclusively formed in 2017 to protect the Buyers from these sort of issues and save from the cheating Builders and it is functional in all States of India. They formed the Rules and Regulations, affected Buyers can complain to these Authorities. If their Complaints are not heard or not satisfactorily resolved or if RERA's Orders are not complied by the Builders ( Respondants ), Buyers can file Execution Petition ( EP ). In these  8 years, thousands of Complaints and EPs are made. In Tamilnadu alone, in 2026, in just 40 days ( 01 Jan 26 to 10 Feb 2026 ), there are 56 EPs filed which shows the magnitude of the problem and the number of suffering people whose complaints are either not solved by RERA or not complied by the Builder on RERA & its Orders. 

Recommendations and Possible Solution for these Problems of the Suffering Buyers :

1. The Authorities like CMDA shall give a Provisional Completion Certificate with present Rules to apply and obtain Power, Water connections and Sewage connections, Licences for Fire and Lift, Generator, STP etc after due inspection by Authorised  Valuers.

2. Once the Building is completed in all aspects including these Amenities of Water, Sewage, Power , Fire, Lifts and Generator etc, i.e almost 95% of the project is completed, then after inspection, Completion Certificate shall be issued.

3. Then once the project is completed in full with Power and Water Supply, Sewage Removal connection, Lifts Licences, DG Set Registration and Certifcates, Fire Safety Liccenses, Pollution Control Board Clearances, Inspection Agencies of CMDA shall inspect and issue Occupancy Certificate which authorises the Builder to hand over the Flats to the Buyers. Getting Occupancy Certificate and then allowing to hand over the Flats to Buyers shall be implemented across all States uniformly.

4. The Time Duration Limits between Provisional Completion Certificates to Completion Certificates and then to Occupancy Certificates shall be well defined and failure to comply, there must be Delay Compensation clauses shall be there in Construction Agreement and in RERA Regn Approval Documents.

4. RERA shall monitor these seriously and if the Builders fail to comply the above conditions, there shall be provisions in CMDA and RERA to black list the Builders and to stop giving approvals for their new projects which will plug these Builders go scotfree to their new projects leaving their previous Client Buyers.

5. RERA shall be given more executing powers like PCB, Police and Judicieary.

Conclusion :

Only if the above points elaborated in this Petition are well supported by the genueine Public, the poor innocent Buyers can be saved from these Builders, particularly Major Players and the Complaints and Executive Petitions piling up in RERA Courts will come down.

So, I request the reading may be Public or affected Buyers, kindly vote for this CHANGE and let it get voiced in the ears of Governing Heads and do the needful to plug the Loopholes in the Completion and Occupancy Certification Process in the Residential Construction Industry. Thanks.