LIC Housing Finance Limited - Enable Online/NEFT for Partial Payments on Principal Amount
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Dear S.K. Roy (Chairman) & Sunita Sharma (MD and CEO)
Greetings and thanks for your attention to this letter.
We the people who have taken LICHFL home loans request you to enable facility of NEFT/Online payment system for part payment of our principal amount.
Issue : As of today, there is no online/NEFT facility to do partial payments for principal amount for your home loans. This is a bottleneck for payers, specially who are out of country and in other states.
Details : I am paying a regular EMI for my home loan with LIC HFL.I have decided to make a partial payment every year to slowly lower down the principal to try fore-close this loan. now the problem is since LIC HFL is not an bank, I have a loan account number but I cannot make a NEFT transfer via net banking. So we need to make a DD and then deposit that DD physically to their LIC HFL back office in order to accomplish the same.
Solution : LICHFL enables online/NEFT pre-payment of Principal amount in digital age of e-commerce and internet.
Benefits : Happy Customers, No Queue lines, Staff is not overloaded. Everyone's time is saved, and LIC gets money deposits quicker without missing payments. Win-Win situation for everyone.
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