Prohibit Credit Reporting Agencies From Charging Fees To Secure Accounts
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Currently, credit reporting agencies (Transunion, Equifax, Experian, Etc.) are allowed to charge California residents $10 to "freeze" access to their credit report. They are allowed to charge $10 to remove that freeze, as well. There are similar fees allowed in many other states.
That is ridiculous. No one should have to pay these agencies to safeguard their credit and identity, especially because:
1) The agencies have proven that they are incapable of safeguarding the data they collect. (Equifax leaked information about 143 million people in the summer of 2017.)
2) No one can choose to opt out of having their information collected and stored by these companies.
Freezing access to your credit report is an excellent way to safeguard against identity theft. That option should be freely available to every American who is forced to have their data collected by a credit reporting agency.
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