Trasactions charges for unsuccesful transactions should be returned in railway bookings

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Dear all 

Whenever you book railway tickets online your are liable to pay transaction charges which is right,but many a times transactions fail and you get message transaction declined from bank but in real you are charged and amount is deducted.When irctc returns you the amount what you get is original amount not the transaction charges and again you book ticket and again transaction charges are levied.

Now mybquestion is why should we bear the transaction charges on fault of bank or irctc.Please sign my petion that if railway ticket is not booked than full amount with transaction charges to be returned.Is there any fault of us no but why we are charged and just think how much money is going to banks with no fault of us.



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