Make provisions to get Aadhaar Card at consulates for Indian students studying abroad
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I am one among those lakhs of Indian students who travel abroad for higher studies. When I came for studies to USA, aadhaar card was not a requirement for most of the transactions in India and was used just as another Identity card. However, in the last two years government have made aadhaar number a requirement in our day to day life. This ranges from performing banking transactions to even getting a cell phone number. Unlike students from other countries, 90% of Indian students take humongous bank loans to pay for tuition fees, sometimes as high as Rs 40,000,00. In addition they work part-time to pay for rent and other living expenses. In such a scenario it becomes difficult for us to travel back home before we finish our studies and start working full-time. Due to such financial constraints, I could not travel back to India since I came to USA; thus, I could not get my aadhaar card. However, I am in a limbo, on the one hand, I cannot go back home to get my aadhaar card due to financial difficulties; on the other hand I am facing hardships in making any banking transactions back home.
Recently, my life insurance company asked me to provide them with my aadhaar card number, else my insurance will no more be valid. I had taken this insurance policy as a contingency plan for my parents to pay off my education loan of Rs 35,00,000, in case some casualty happens to me. Moreover, the payments from my education loan towards my tuition fees will stop, if I do not provide the bank my aadhaar card number. These scenarios can hurt mine and my parent's future to catastrophic proportions.
I support the government in their initiative to make financial transactions accountable. However, I wish they could be considerate of the sorry plight of their citizens who are disadvantaged because of these policies.
I would request my fellow Indians to support me and other hapless students, in foreign land, in making a petition with Government of India and Ministry of External Affairs, India to make arrangements for them to get their aadhaar card from Indian consulates and embassies, or else make a policy exemption for such students for providing aadhaar card for banking transactions till we travel back to India.
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