Stop denying earned survivor benefits to military surviving spouses
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I am requesting support for over 65,000 military widows/ers whose spouses died on active duty, killed in action or in the line of duty or post retirement of a service caused disability or illness. We are the only widow/er in the entire federal government to be denied our full survivor benefits. Most of us are robbed of over $1,000 a month by the Dept of Defense as a result of an archaic law dating back to 1972. Congress over 20 years has failed to take care of those who sacrificed all.
My husband was serving his 30th year in the Navy when the F-18 he was riding in malfunctioned and crashed. He was killed, and in a moment, my life changed forever. My three children, our families, and I were devastated and overcome with grief. Then I was horrified to discover that after they handed me the folded flag "on behalf of the President of the US and a grateful nation", that the Dept. of Defense was not very grateful in the least. I sacrificed my husband, my best friend, and the father of our 3 children, our sole provider, and now we were expected to also sacrifice financially!
We impacted surviving spouses need to change the law in order to receive our survivor benefits in full. It would be illegal for an insurance company to deny paying an insurance policy just because the beneficiary had another policy. But our government does this and Congress has failed for 20 years to fix this.
I need your help. 65,255 impacted military widows/ers need your help. Call your Congressman/woman and ask him/her to co-sponsor HR 553, the bill that will eliminate this unjust offset.
My husband’s earned survivor benefit insurance, the Survivor Benefit Plan (SBP), a insurance annuity, a benefit of employment that he earned, was not paid to me in full. When he died, I was informed that I would only be getting a fraction of the benefit I should have received. When I asked why, it was explained to me that those spouses who also were eligible to receive Dependency and Indemnity Compensation (DIC), an entitlement paid from the Veterans Administration to indemnify or hold the government harmless for causing my husband's death, over 65,000 of us, will have their SBP survivor annuity insurance benefits offset dollar for dollar by DIC. Full SBP payment is unfairly denied to those surviving spouses. This is known as the SBP-DIC offset, and we must fight to end it. This is a purchased insurance. It is not the norm for one insurance to not be paid just because the beneficiary has another policy.
"This is the only insurance one purchases and then is legally prohibited from collecting." Senator Bill Nelson, former insurance commissioner for the state of Florida.
When I lost my husband, I lost 78% of our household income. His pay stopped the day of his death. With 3 children, a mortgage, and no job, after moving 26 times, life was difficult. I don't want this to happen to anymore widows. Every widow of every new fallen hero is subject to this same denial of survivor benefits.
The Dept. of Defense reduces the Survivor Benefit Plan, a form of insurance that pays a portion of retired pay to the surviving spouse and/or children by the amount I would receive in DIC, which holds the government harmless for causing my husband's death. DoD claims these are duplicative benefits, yet 100% disabled military retirees may receive all their military retired pay plus VA disability compensation. But when they die, their widow is "double dipping". Disability compensation ends with the death. DIC is currently $1319.04 per month. That is what DoD deducts from SBP, leaving most surviving spouses left with zero in SBP and only DIC. This is wrong. Today, most SBP-DIC offset surviving spouses receive DIC and zero in the earned and purchased SBP. These surviving spouses deserve better from their country. I’m calling on Congress to provide surviving spouses with 100% of the Survivor Benefit Plan promised.
Our government is reneging on a voluntarily PURCHASED insurance plan whose entire purpose is to ensure that surviving spouses are taken care of financially should the sponsor pre-decease her/him. When a servicemember makes the ultimate sacrifice, their family shouldn’t have to worry about how they will survive. As a Navy spouse, I was there for countless others who experienced loss. When I lost my husband, I realized how negligent the government bureaucracy is towards families who have paid the ultimate price. I want to be there for those families again. Hopefully, if we can gather enough petition support, the government will not ignore us. Congress will change the law. DoD will be prevented from making a windfall profit off of our spouse's deaths by not paying in full their survivor benefits.
Please sign the petition to end SBP-DIC offset for military surviving spouses and ask Congress to pass House Resolution HR 553, (Rep Joe Wilson, SC) and Senate bill S.622 (Senators Doug Jones, AL introduced with 28 original co-sponsors, the two bills to change the law and end this unjust forfeiture of what our spouses paid for with blood and income. Use the Capital Switchboard number to be connected to your Representative and both Senators and ask them to co-sponsor these bills. toll free: 866-272-6622
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0 have signed. Let’s get to 200,000!