Review and Enhancement of HCPSS Financial Literacy Education

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We, the undersigned, are concerned students who urge our leaders to implement more effective and accessible financial literacy curriculum in Howard County to mitigate the wide-reaching issues caused by financial illiteracy. Financial literacy plays a large role in economic and personal financial prosperity and is a critical skill for individuals to possess in order to sustain themselves financially.

Although Howard County schools have adopted various curricular standards in financial literacy, the positive effects of such curriculum have been limited due a lack in its actual administration. In Maryland, only 52% of students recall receive financial literacy instruction despite its implementation requirements outlined by the MSDE (Maryland State Department of Education).

We propose that more accessible, relevant, and in-depth financial literacy curriculum be implemented and taught in HCPSS through hands-on activities equipping students with applicable skills and the ability to make responsible financial  decisions in the future. We also urge the adoption of learner-centric teacher training across all HCPSS high schools to boost teacher knowledge and ability to teach subjects of financial literacy.



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