Rid Michigan of its No-Fault Insurance system

Rid Michigan of its No-Fault Insurance system

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Benjamin Orlando started this petition to Governor Gretchen Whitmer and

As a college student working towards a career in medicine, and working part-time to help support my expenses, I find it very challenging to afford auto insurance premiums on my own, as the budget of a student is not very large as many may know.  Especially when those premiums are double, even triple what other states are required to pay. 

My aging, nearly 18 year old car, although still running, is getting near the end of its lifetime, and there's no better time than now to start looking. Keep in mind I have a monthly income of $600 to $700 from working at a hospital, and the recent quotes I received both alone and on a family plan have ranged anywhere from $240 all the way up to $398 a month. Now subtract the cost of gas, phone bill, credit card, etc. plus the cost of financing if I was lucky enough to get a newer car, lets say around $230. As you can see there is very little margin to be comfortable. 

Now I'm not complaining that I'm a broke college student, I'm simply suggesting that maybe there are others out there like myself who need to pay for much of their own expenses alone, even while living at home. As a commuter to my university, a car is very important to my education, yet I find myself debating working more to get more income and sacrificing study time after classes 5 days a week and working weekends. As a junior pre-med student, this is a challenging situation because this is a very busy time and I cant afford to lose my grades over the cost of auto insurance, and risking my future career. 

All I'm asking is that steps be taken, as many politicians say they are going to take but never do, towards fixing Michigan's outrageous auto insurance system to be more affordable. This probably means getting rid of no-fault insurance, which many could agree as flawed and overpriced. I'm no expert or genius with numbers, I'm just someone hoping for some change!

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