On Spot Insurance for Accident victims

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We see day in and day out multiple accidents on road. It takes an entire process of lodging up an FIR with police to start the claim process. At the time of accident many lives are lost everyday or people get severely injured. The entire process of recovery involves time and money. It is true that in all cases people don’t lodge FIR to avoid long drawn process of claim. 

In today’s digital world if we can create a system where immediate report at the time of accident is sent to the insurance companies with which the vehicle Meeting accident is insured and then immediate disburasal of money can be made to the victims for their hospital treatment etc. This can be put in place based on a proper system being created. 

I would wish every accident victim must get faster and proper money for expenses incurred without getting into the long drawn process involving police, court and insurance companies.