TRANSACTION FEES AND DECREASING RATE OF INTEREST ON BANK DEPOSITS
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While one will not dispute the need for bank charges, we have now a paradoxical situation in India.The Government and the Banks do need savings with banking system to increase for the growth of economy and have put in place incentives/schemes to promote savings. However, post-demonetization, the depositors are being fleeced to pay service charges(plus service tax on the charges) for withdrawing their own hard-earned savings kept in bank accounts.
We need to start a campaign to ensure that the poor depositors are not fleeced further.As a first step, we may observe a "NO TRANSACTION DAY" on a specified date, 6th April 2017, and continue this campaign till we get a reasonable solution.
Let us keep spreading this message.
It is ''difficult'' but not ''impossible''; otherwise banks will go on adding various new charges now and then.
This protest is for our benefit to control banks from adding new charges.
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