HEALTH INSURANCE COVER FOR FAMILIES OF INCOME TAX PAYERS

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At present Income tax payers are not getting any special benefit over and above those who are not paying Income tax. Honest Income tax payers are paying lakhs of rupees as Income tax and in return availing public benefits at par with those who are not paying income tax at all. Even after paying lakhs as income tax, we have to pay lakhs for costly medical contingencies in the family to the private hospitals considering the conditions of Govt hospitals. Even buying a health insurance cover is a costly affair as for the cover of Rs. 15 lac for a family of four you need to pay 30-40 thousand as premium every year which will only cover your indoor treatment. For critical illness and other OPD treatments that premium cost further goes up substantially. 

I request Govt of India that part of Income tax being paid by the individual tax players should be pooled and contributed towards some group insurance covering all income tax payers and sum assured may be decided based on Income tax paid by the individual so far in his/ her life. It will not only encourage the people to pay Income tax but also serve the purpose of providing good health services to the people without increasing budget on health services.



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