Stop Banks from deducting money in name of minimum balance !!!
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There are lot of problems, when talking about saving account in bank. First problem on which i want to take light is that the deduction of money due to non maintainance of minimum balance.
How it is possible by a daily wage worker for maintaining a minimum balance of 2-3000 Rupees, how a farmer would be able to maintain his minimum balance when he is not even able to manage the expenditure of his living, how a student who gets maximum of 5000 to 7000 from his parents while studying can maintain a minimum balance like that, how a house wife would be able to maintain her balance when her saving is not equal to 1000 even in whole month.
Another problem is that every quarter and half yearly banks deduct in the name of sms charges and ATM charge, even which type of ATM charge we are paying when we are not having proper working ATMs in city or in village areas it is more worse , why should a labourer pay for ATM charge when he is not able to save 100 in a whole year, how he will be able to pay for that .
I want RBI and FM to look in the matter and please regulate and have a control over banks while deducting money from customers account and in addition please do remove minimum balance mark for atleast people who are not able to maintain either by maintaining a system as taking income's info or anything else.
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