People will lose their homes because of this new 100 year flood map. I refer to it al the 100 year guessing plan. Because of these new maps it has mad a floodplain bigger which made it go into people's yard. Because it is in your yard you are considered to be in a flood zone and your mortgage holder will send you a letter requiring you to purchase flood insurance. The only way to get it lowered or out of it all together is pay a surveyor to do a LOMA for you. So basically after paying for the insurance and surveyor you will need a couple thousands of dollars. Most people I know do not have that. Unfair when you see your home on the FEMA website and clearly the floodplain line is not on your house and they will not look at it when you call. Wouldn't that be smarter than making a person go through all these hoops when they don't have to? People work hard to be able to buy a home. You pay a certain price for that home and if it gets stuck in this new floodplain you loose so much value on your home that you can't sell it to pay it off. If you don't have the money for flood insurance and a surveyor then the only option is to walk away from it and file bankruptcy. FEMA is suppose to be there to help you in a disaster and not to cause one in your life.
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