The Bail-in clause in FDRI bill should not touch life long savings deposited in banks.

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Bail-in clause in proposed FDRI bill should not touch public money deposited in the banks as their life long savings. Bank loans are given by their officers based on the documents submitted by the person who is seeking loan. Hence in case of default they should be answerable and accountable. The faith shown by public in banks and their system should not be harmed for the safety of their money kept in the form of fixed deposits. 



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