Stop the foreclosures for profit and elevate housing to a human right. We want community control over land and housing, not bank control over our community.
- CEO, EverBank Financial Corporation
- Public Relations, EverBank
- Mayor, City of Rochester
Withdraw the Foreclosure and Eviction of Akhom Phetphanh from his home of 20 years at 256 Durnan St., Rochester, NY 14621. No more exploitation of immigrant homeowners for profit. No more City-sponsored bank evictions.
EverBank has lost the loan history and failed to credit the family for all their payments on what was only a $13,667 loan! We are calling on Everbank to donate the house to the Rochester Community Land Trust, a non-profit organization partnering with Akhom to keep his home and secure community control over land and housing. Let Akhom Stay! We want our neighborhood back.
In the 1980s, Akhom Phetphanh fled an oppressive regime in Laos and came to the United States in search of a better life. Working as a janitor for many years, Akhom saved enough to buy a home for his family at 256 Durnan St. in Rochester, NY. 15 years later, EverBank of Florida is trying to use the terms of a predatory loan to foreclose on and evict Akhom and his family from their home so that they can make a quick buck.
Although the original mortgage was only $13,667, after over 15 years of payments, EverBank claims Akhom still owes over $13,000. However, when Akhom demanded EverBank to produce the history of the loan, Everbank claimed they did not have the paperwork, but continued the foreclosure anyway. Knowing English is not his first language, EverBank sent the foreclosure paperwork only in English and made no real effort to work out a fair deal.
In spite of the fact that this loan is just pocket change for Everbank, they continue to treat Akhom and his family unfairly. But Everbank doesn't just exploit immigrants, it is unfair with everyone. That's why in 2012 the Federal Reserve recommended fining EverBank for “unsafe and unsound practices in their loan servicing and foreclosure processing.” (http://www.bizjournals.com/jacksonville/news/2012/04/02/federal-reserve-official-recommends.html)
While he might have appeared an easy target for Everbank, Akhom is not leaving his home. And his community is standing with him ready to defend against an eviction.We are calling on Everbank to donate the house to the Rochester Community Land Trust, a non-profit organization partnering with Akhom to keep his home and secure community control over land and housing. Let Akhom Stay! We want our neighborhood back.
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