Provide Free Credit Reports and Credit Monitoring throughout the year for all consumers.
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If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies.
Equifax and the other credit reporting firms, Experian and TransUnion, charge fees to freeze the credit files that they had not asked the companies to set up in the first place. Besides, isn’t keeping that information safe their most important job?
Maybe start with giving everyone access to their credit reports whenever they want to see them, for free, at all three bureaus and also top-of-the-line monitoring forever, including free freezes and thaws (Currently, you get only one free look at each report each year via annualcreditreport.com.)
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