Stop Blue Cross from terminating insurance coverage in Illinois.
This petition had 3,648 supporters
Blue Cross and Blue Shield of Illinois is planning to terminate all of its PPO plans on the health care exchanges as of January 2016. Blue Cross is encouraging its customers to select either a Blue Choice PPO plan or a Blue Cross HMO plan in place of the PPO plans. The problem is that Blue Choice is currently not accepted by most areas hospitals and thus very few medical providers. Blue Choice also does not function like a typical PPO at present and does not provide any coverage for out of network providers. Similarly, their HMO program does not offer the flexibility of a PPO for out of network providers and is accepted by very few individual health care providers, such as occupational therapists, physical therapists, speech/language pathologists, and mental health providers (psychiatrists, psychologists, social workers, and counselors). The reason most do not accept HMO coverage is because it pays so poorly that they cannot afford to take it. As a result of this change by Blue Cross, people are going to have to choose between losing medical services and going bankrupt to pay for medical services. Most severely affected will be people who have family members with disabilities, particularly children who require many therapies (e.g., children with autism spectrum and other neurodevelopmental disorders, children with Down Syndrome, children with cerebral palsy). Research consistently demonstrates that intervention for children significantly improves their ability to function as adults and saves a great deal of money in the long term for their care. This change came without warning to either providers or customers. It has not yet been approved at the federal level. Please contact your Congressional representatives immediately and let them know that they must stop Blue Cross from terminating its PPO plans in Illinois. To read more about the upcoming changes and who is affected, see this article in Crain's Chicago Business: http://www.chicagobusiness.com/article/20150924/NEWS07/150929897/blue-cross-to-drop-its-broadest-plan-on-obamacare-exchange
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