legislate credit card companies to charge interest on overdue balances only
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I recently paid my bill but undercalculated by $4. for which I was charged $5.36 in interest. This is obviously morally wrong, but, curiously, allowed by government which chooses to aid and abet obscene profits for all aspects of the banking industry anyway, but in this case particularly abhorrent as it preys on people who can least afford it.
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