Reinstate ”all Insurance policies” cancelled due to Wildfires in California

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Monica Petrucci started this petition to California Governor and

All California admitted companies have not renewed and also cancelled hundred of thousands of policies due to risk for wildfires. 
California admitted means they are regulated by the Insurance Commissioner who has guidelines and also regulates  rates.  Once the California admitted companies refused to renew, the only choice is non admitted companies, whose rates are over 400%-600% above regulated rates, and they do not insure against wildfires.  
A bulletin came out on December 5th, stating that insurance companies could not cancel policies after the date the Governor declared a state of emergency, those dates and zip codes are shown below. 
We want policies cancelled within 30-60 day prior to the declaration to be reinstated. 
Fires in California started during October, the declarations were issued days after fires had already started. 

As per bulletin issued on December 5th 2019 by Ricardo Lara, California Insurance Commissioner:

“On October 11, 2019, Governor Gavin Newsom declared a state of emergency for Los Angeles and Riverside Counties due to the Saddleridge Fire in Los Angeles County, and the Eagle Fire, Sandalwood Fire, Reche Fire, and Wolf Fire in Riverside County.“

”On October 25, 2019, Governor Newsom declared a state of emergency for Sonoma and Los Angeles Counties due to the Kincade Fire in Sonoma County and the Tick Fire in Los Angeles County.”

”On October 27, 2019, Governor Newsom declared a state of emergency for the state of California due to extreme fire weather conditions in 43 Counties.6 The following fires began during the state of emergency:
 Getty Fire (Los Angeles County)
 Hill Fire, Water Fire, 46 Fire (Riverside County)
 Hillside Fire (San Bernardino County)
 Easy Fire, Maria Fire (Ventura County)
 Sky Fire, Glen Cove Fire (Solano and Contra Costa Counties)”

”Section 675.1, subdivision (b)(2) further provides:
“...the fire perimeter shall be determined by the Department of Forestry and Fire Protection in consultation with the Office of Emergency Services. The department shall provide the commissioner with data describing the fire perimeter sufficient for the commissioner to determine which ZIP Codes are within or adjacent to the fire perimeter. The commissioner shall then issue a bulletin to inform insurers which ZIP Codes are subject to this subdivision.” (Emphasis added.)”

”The Department of Forestry and Fire Protection, in consultation with the Governor’s Office of Emergency Services, has provided the Commissioner with data describing the fire perimeter and the Commissioner has relied upon that data to determine which ZIP Codes are subject to Section 675.1, subdivision (b)(1)”

”Therefore, due to the Governor’s October 11, 2019 Declaration, insurers shall not cancel or non-renew for one year policies of residential property insurance due to wildfire risk in the following ZIP Codes:

Saddleridge Fire
91342, 91344, 91326, 91311, 91321, 91381, 93063, 91331, 91350, 91355, 91387, 91304, 91354, 91343, 91306, 91351, 91352, 91325, 91042, 91324, 91040, 91384, 91340, 91390, 91345, 93015, 93510, 93040, and 91330.
Eagle Fire
95423, 95422, 95451, 95493, 95458, 95987, 95464, 95485, 95979, and 95443.”

”Therefore, due to the Governor’s October 25, 2019 Declaration, insurers shall not cancel or non-renew for one year policies of residential property insurance due to wildfire risk in the following ZIP Codes:
Kincade Fire
95403, 95404, 95492, 95448, 95425, 94515, 95461, 95441, 94928, 95401, 95409, 95407, 95405, 95451, 94574, 95446, 95436, 95467, 95457, 95442, 94951, 95445, 95421, 94508, 95449, 95452, 95439, 94567, and 94576.
Tick Fire
91387, 91351, 91390, 91342, 93551, 91350, 91354, 91321, 91384, 93510, and 93532.”

”Therefore, due to the Governor’s October 27, 2019 Declaration, insurers shall not cancel or non-renew for one year policies of residential property insurance due to wildfire risk in the following ZIP Codes:8
Getty Fire
90049, 90025, 90024, 90272, 90403, 91403, 91436, 90402, 90077, 90095, and 90073.
Hill Fire
92509, 92504, 92324, 92505, 91752, 92337, 92316, and 92501.
Maria Fire
93060, 93066, 93003, 93010, 93012, 93021, 93001, 93036, 93004, 93023, 93015, and 93022.
In addition, all admitted and non-admitted insurers writing residential property insurance in the state of California must offer to rescind any notices of cancellation or non-renewal issued since the Governor’s October 11, 25, or 27, 2019 Declarations, respectively, and offer to reinstate or renew the policies in place at the time of Declaration, if any such notices of cancellation or nonrenewal were issued due to wildfire risk and the properties are located in ZIP Codes identified by this bulletin.
The data required for the Commissioner to determine the full extent of the ZIP Codes within or adjacent to the fire perimeters for all fires identified by this bulletin is not yet available. As the data becomes available, the Commissioner will issue a subsequent bulletin with additional ZIP Codes within or adjacent to the fire perimeters for the fires identified by this bulletin.”

California admitted Insurance companies should renew all policies cancelled before declaration dates because of wildfires risk. 

Please help us by signing and forwarding this petition to anyone you know whose home policy was cancelled or lives close to any of these areas. 

Together we can mace a difference. 
Thank you!

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