End the Two Year wait for MEDICARE when found to be Disabled.

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If you become disabled as per TII of the Social Security Act you must wait 2 years later from the date you begin being paid your disability payment to be eligible for Medicare coverage: IE you are disabled 01/01/2017, you have 5 month waiting period for disability, then you can be paid as of 06/01/2017. Your Medicare will be effective 06/01/2019.

IF you have no insurance, such as Cobra, that you can maintain during that time, it does not matter whether your disabling condition is obesity or stage 4 brain cancer, you will have to wait. If you are eligible for COBRA insurance, it is unlikely that you can keep it due to the extraordinarily high cost and the fact you just lost your job. Many people lose everything they have trying endure and live through this 2 year wait.

You may be able to ask for insurance through your state unless your state is Tennessee or any other state that does not expand Medicaid to cover anyone other than pregnant women, children and the very FEW medical conditions such as breast cancer.

You may be able to get a policy through the so called Obama healthcare /Healthcare.gov website. But again if the policy cost 1/3 your monthly income, pays only after you meet the high deductible and then pays only 50% of the bill the unemployed person may just decide they will take their chances until they get Medicare.

SOME PEOPLE WON"T MAKE IT.



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