Petition Closed

My husband and I have lived in our home since 2006. We work very hard in finance and construction. My husband Frank worked 12 hour days, 7 days a week to pour concrete on the new 35W bridge in Minneapolis. But Frank's hours in construction were drastically cut due to the economic recession and housing crisis in 2008. In 2010 he was unable to find any work at all. Bank of America played a significant role in the crisis creating the housing bubble, hedging on the "American Dream" and profiting off of foreclosures.
Despite the lack of available work and reduced income, we continued to make payments on time for 3 years. In 2009 we applied for a loan modification, but Bank of America offered a payment only slightly less than the original with additional escrow and closing fees. After being denied any modification offer Bank of America stopped taking our payments. On February 6, 2012 our home was sold at sheriff sale. The buyer was the original lender, Bank of America, who bought the home from themselves for $139,000, nearly $100,000 less than the original price. They were unwilling to offer a modification for my husband and I, but more than happy to do so for themselves.
Now we have taken the pledge and are helping our community support each other to stand together and stop foreclosures. We hold weekly meetings at a local church to organize other homeowners in foreclosure or underwater. We have hosted two foreclosure free barbeques, gained support from the Minnesota Attorney General Lori Swanson, and received media attention. "However this ends, whether we win our house or not. I just hope I have the strength to go on to help others," said Kristina.
Bank of America helped create the crisis, and were bailed out by taxpayers. Now is the time for Bank of America to return the favor and allow my family to make payments on our home that we can afford.

Letter to
Mortgage Counseling Manager Tom Estrada
Mortgage Counseler Katelyn Riordan
Customer Relations Manager Adam Holland
and 6 others
Public Relations TJ Crawford
Public Relations Diane Wagner
Public Relations Rick Simon
CEO Bank of America Brian Moynihan
Pubic Relations Scott Silvestri
Public Relations Nicole Nastacie
I just signed the following petition addressed to: Bank Of America.

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Offer a good faith negotiation for our mortgage.

My husband and I have lived in our home since 2006. We work very hard in finance and construction. My husband Frank worked 12 hour days, 7 days a week to pour concrete on the new 35W bridge in Minneapolis. But Frank's hours in construction were drastically cut due to the economic recession and housing crisis in 2008. In 2010 he was unable to find any work at all. Bank of America played a significant role in the crisis creating the housing bubble, hedging on the "American Dream" and profiting off of foreclosures.
Despite the lack of available work and reduced income, we continued to make payments on time for 3 years. In 2009 we applied for a loan modification, but Bank of America offered a payment only slightly less than the original with additional escrow and closing fees. After being denied any modification offer Bank of America stopped taking our payments. On February 6, 2012 our home was sold at sheriff sale. The buyer was the original lender, Bank of America, who bought the home from themselves for $139,000, nearly $100,000 less than the original price. They were unwilling to offer a modification for my husband and I, but more than happy to do so for themselves.
Now we have taken the pledge and are helping our community support each other to stand together and stop foreclosures. We hold weekly meetings at a local church to organize other homeowners in foreclosure or underwater. We have hosted two foreclosure free barbeques, gained support from the Minnesota Attorney General Lori Swanson, and received media attention. "However this ends, whether we win our house or not. I just hope I have the strength to go on to help others," said Kristina.
Bank of America helped create the crisis, and were bailed out by taxpayers. Now is the time for Bank of America to return the favor and allow my family to make payments on our home that we can afford.
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Sincerely,