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It is my hope that people will use the information in this petition to protect themselves and also to bring about much needed change.

Until my family experienced HOA abuse I had very little knowledge about the HOA Industry and the organizations that prey on homeowners.

Most people are unaware that some 338,000 Homeowners Association (HOAs) operated in the US in 2015, generating about Eighty Five BILLION dollars in revenue.  This is a lot of money, and there's a lot of greed and a lot of abuse of power involved.

The Attorneys, the Community Association Managers and their trade association - Community Association Institute (CAI) are cashing in on the HOA industry and making millions.

In Kentucky, governance within a Homeowners Association is organized under corporate law, and therefore not currently required to be bound by Constitutional law. 

To put it simply, in Homeowners Associations, the U.S. Bill OF Rights does NOT apply.

Too often,  Association Board member violations consist of abusive governance, discrimination through selective enforcement, frequent conflict and abuse of the legal system, erosion of property and privacy rights, and unnecessary stress adversely affecting the health and safety of Kentuckians.

There's also another level of abuse where Association Board members committ IMMORAL, INDECENT and CRIMINAL ACTS against fellow homeowners.  

If you live in an HOA, the following statement applies to you. The Association Board gets to act as Accuser, Prosecutor, Judge, and Jury.

HOAs are classified as a "private entity" versus a "public entity".  This classification means the Attorney General considers an HOA complaint  a "civil matter" and refuses to protect the public from corrupt HOAs, regardless of the number of complaints OAG receives from homeowners.

This loophole leaves a homeowner with the decision to either be victimized by their HOA or spend thousands of dollars out of pocket to legally defend themselves.  

Going to court against your Homeowners Association is equivalent to suing yourself. Amazingly, the aggrieved homeowner is simultaneously paying for both the prosecution and the defense at the same time. 

Further, the attorney gets paid whether he or she wins or loses a case, so it’s not uncommon for an association attorney to take on a frivolous or clearly unwinnable case in order to rack up substantial fees.

For the attorneys, it's all about making money, for board members, it's all about placing a financial burden on the homeowner, a tactic the HOA uses to cause harm to the homeowner.

The articles / publications, videos, broadcasts and analysis posted in this petition help explain the ins and outs of this corrupt industry. The article, "HOA Gravy Train" explains it in very simple terms, how it all started and how it became a cash cow for dishonest and corrupt individuals. One of the statements in the article describes what homeowners experience as - "a Life Destroying Event".  

I am certain the families that have experienced HOA abuse would agree.

No one should ever be victimized - and -certainly not by an abusive volunteer HOA board member, aka: your neighbor.

Please share this link with everyone you know:

"All that is necessary for evil to triumph is that good men (and women) do nothing" - Edmond Burke.

Donna Cooper

Old Taylor Place

Goshen Kentucky





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