Justice to ATM card holder

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Banks are taxing the customer in every possible way. If you are not maintaining minimum balance customer is penalized, when the customer is drawing his money from the ATM if you are drawing more than 5 times then also you are penalized, if you are depositing more cash you are penalized, if you are not transacting, you are penalized, if you are drawing your money from other ATM you are penalized, then if you go to the same bank in which you have account and you you have sufficient amount in your account and you visit the  ATM of the same bank to draw the amount and there is no cash in the ATM! Then who is responsible, the customer or the banker? Why the bank should be penalized for each no cash transaction! Every ATM swiped should be should get the reward of minimum Rs 10/-for not maintaining the cash in the ATM from the concerned branch from the profit the bank is making out of the customers. Afterall all the banks are commercialized, when they are penalizing the customer so badly why can't they be penalized, they are not doing any charity. 


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