Many Americans workers have lost and many more will loose their jobs, and thus many are at risk of foreclosure. Unfortunately, because they have no jobs, these unemployed workers cannot refinance their home, nor can they qualify for the federal refinancing and loan modification programs.

To help these unemployed workers avoid foreclosure, Neighborhood Housing Services of Silicon Valley (NHSSV) has established Porchlight Fund to provide them with short term low interest loan. We aim to help people who have a steady job for at least 5 years, lived in their homes for at least 4 years, have a prime home loan, and are in imminent danger of foreclosure.

We seek donations from the federal and local government, the corporations, and the community to build Porchlight Fund.