Tell Bank of America: Stop unnecessary foreclosure on my parent's home and modify their loan
  • Petitioned Brian T. Moynihan

This petition was delivered to:

President and CEO, Bank of America
Brian T. Moynihan
President, Home Loans and Insurance, Bank of America
Ms. Barbara Desoer

Tell Bank of America: Stop unnecessary foreclosure on my parent's home and modify their loan

    1. Alexander Mendeluk
    2. Petition by

      Alexander Mendeluk

      Los Angeles, CA

Much has been broadcast in the media as to how the Bank of America, after accepting tax payer dollars, has been negligent: negotiated with its clients in bad faith; has been guilty of misrepresentation; and has violated consumer rights. Our friends and associates in the media call my parents the "poster children"; of what is wrong with today's economy and the so-called loan modification process.

My parents, a semi-retired interior designer and film and television director/producer living in Oregon, are being foreclosed on by Bank of America even though they can afford to pay their mortgage. My parents, George and Victoria Mendeluk, have always been responsible homeowners and never missed a single mortgage payment until recently advised by BofA to do so to prove hardship! When construction around the store they owned cut in to their business profits, my parents needed to modify their loan in order to keep up with their payments.

In 2010, the Home Affordable Department recommended to my parents that they not pay their loan in order to prove “hardship.” Now, they are being told that this act placed them in default. This is all so they could foreclose on my parents.They were actually told by their customer representative that they would not be placed in foreclosure if they were actively applying for a loan modification, but this was also untrue.

My parents were served a Notice of Default while in the application process and their forced sale date is scheduled for February 14, 2012! Throughout the process, the Bank has continuously switched the point of contact for my parents. At one point, they were told to contact a new woman in charge, a representative whose voicemail stated that she would “not be available until further notice.”

In November 2011, after almost two years of application processes, roundabout dialogues, lies and repeated denials they spoke with Bank of America’s case workers who had clearly not read their file. At one point during the conference, BofA’s underwriter excused herself to “go to the printer” and, unbelievably, returned half an hour later. This was while my parents’ attorney was waiting on the line at a cost to them that they can ill afford. Finally, they were informed that they were declined for a loan modification and never told why.

Most importantly, my parents can pay their mortgage! Their debts have recently been discharged. They are even cleared of their obligation to their first mortgage which they can reaffirm if granted a loan modification. On top of all of this, I run a successful business and am willing to provide my parents with a substantial portion of their mortgage payment per month so that they don’t miss any payments.

However, despite my parents frustrating and stressful experience with the bank, they still remain steadfast that change can happen. Change.org is now my last ditch effort to give my parents an honest and straightforward opportunity to save their home that they worked all their lives to own. Will you join me in asking Bank of America to stop foreclosure and save my parents’ home?

Relevant News:

The Occupy movement has turned its attention to Bank of America - READ

Margarita Ramirez lost her home to foreclosure, she now rents the same home she once owned: READ

Recent signatures

    News

    1. VICTORY!!!!!

      Alexander Mendeluk
      Petition Organizer

      Just a little over a month after starting this petition and after two and a half years of my parents struggling with BofA, they gave in and offered my parents what their attorney calls "The best modification to come across his desk." It's amazing how a little petition such as this and the support of 373 supporters have saved my parents home and lives. . . I can't thank you enough. . . THANK YOU THANK YOU THANK YOU!

      This has motivated me to take action on many different topics and my company at SpiritHoods.com will be using Change.org in the future to highlight many causes we feel are important. . . thank you. . .the fight is still not over. Millions suffer from what the banks are doing to them, there is still much work to be done. Lets keep it up!

    2. Reached 350 signatures
    3. The bank has just agreed to "Modify My Parents Loan"!

      Alexander Mendeluk
      Petition Organizer

      It just goes to show you how effective change.org can be. The second we made our last push the bank started responding, immediately!!!! Now we have heard from the CEO's presidents office that they "will move forward with a modification." However it's not over, until my parents pay dues contingent on the modification, until they STOP THE FORECLOSURE and until the deal is signed I don't trust any of it. . . lets keep pushing! We have almost won!

    4. Reached 250 signatures
    5. Progress! We recieved a "cooperative" case worker!

      Alexander Mendeluk
      Petition Organizer

      My father received a call from the "president's" office of B of A, yesterday. They have given my parents a case worker who seems to think that they stand a chance afterall?!?! Interesting after two years of being denied and one week after I started this petition we get a call from the president's office and given a case worker more than willing to help? It's looking optimistic, but I'm not done here until the papers are signed and our loan modification accepted.

      Thanks again and please continue to share this petition.

    6. We hit 100!

      Alexander Mendeluk
      Petition Organizer

      This is amazing! In just one day, now imagine if all 100 shared and promoted this petition. Please get this out in all outlets, twitter, fb, e-mail etc. and check out the link below for ideas on how to spread the word!

      Lets keep it going!

    7. Reached 100 signatures
    8. Reached 10 signatures

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