My mom is just one unfortunate person in a very long line of home owners who have unfairly been taken advantage of by Ocwen Loan Servicing and their underhanded business practices. Ocwen Loan Servicing has already been the focus of several successful class action lawsuits, as well as individual litigations because of falsely leading home owners to believe that they were going to make loan modifications so as to assist those in need with keeping their homes. What makes this "loan modification" hope so unfair is that home owners are not allowed to make any payments on their mortgages while the "modification" process is in progress. What happened to my mother and many others is that even though they have completed all the necessary "modification" paperwork, and submitted it multiple times, they are always told that some part of it was either missing, illegible, or incomplete. This repeating of paperwork has translated into almost two years of worry and frustration for my mother and myself. Because of the amount of time this has taken, my mother has fallen seriously behind in her mortgage payments because she has not been allowed to make payments, and because she was already unable to make the payments as they were because of her limited disability income.
What makes this situation all the worse for us is that although my mom and I have done everything that we were told we needed to do to qualify her for a loan modification, we have just recently received letters from an attorney notifying us that my mothers home is scheduled for public auction on July 30th of this year.
Please help me in any way that you can to save my mother's home. She is very ill, has nowhere else to go, and is doing her best to provide a home for my nephew whom she has adopted.