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National Collegiate Trust/American Education Services: Forgive my deceased son's student loan
  • Petitioning Daniel Meyers

This petition will be delivered to:

CEO/Chairmain, First Marblehead Corporation
Daniel Meyers
Managing Director, First Marblehead Corporation
Gary Santo
CEO, American Education Services
James Preston
VP Public Affairs, American Education Services
Nathan Hench
Compliance, First Marblehead Corporation
James M. Thompson

National Collegiate Trust/American Education Services: Forgive my deceased son's student loan

    1. E E
    2. Petition by

      E E

      Ypsilanti, MI

My name is Ella Edwards. My only son, Jermaine Edwards, was a wonderful young man and the light of my life. When he went to college to study music production, I was happy to cosign his student loans -- he dreamt of making a better life for himself and I wanted to help him do that. But then Jermaine died suddenly in 2009 at just 24 years old. That's when First Marblehead Corporation and American Education Services (AES) turned my son's dream into a nightmare for me and the two year old son he left behind.

Jermaine had three student loans when he passed -- two from the federal government, and one private loan. The federal loans were forgiven within a month of his death. But First Marblehead is refusing to forgive the loan.

Jermaine was my only child, and after his death, I was so devastated I could barely get out of bed in the morning. I requested an early retirement from my job, losing much needed retirement benefits. Since my son's death, I have been under doctors care. I am 61 years old and I have been trying to work to make Jermaine's loan payments. I am trying to pay off Jermaine's loan, but I simply don't have the money -- and because of my crushing depression, I am barely able to work at all. To make matters worse, Jermaine left behind a young son whose mother doesn't have many resources. Therefore, she relies on me to help support Jermaine's son.

Nobody told me when i  cosigned the loan that I would be forced to pay them back even if my son died. Jermaine never had an opportunity to use his education and I can't use it either. I need help to get this loan forgiven and to change First Marblehead's and AES' policies to protect students and parents after the death of a student.

Recent signatures


    1. Reached 200,000 signatures


    Reasons for signing

    • Sedrick Williams LONG BEACH, CA
      • 1 day ago

      It's the right thing to do!!!!

    • Stephen Beasley LADY LAKE, FL
      • 4 days ago

      By all means, I am happy to sign this petition. Back off Department of Education and it's lending methods.

    • Jose Fremonde ALLENTOWN, PA
      • 5 days ago

      The mother should refuse to pay on the grounds the loan did not benefit her son nor the co-signer mother and the school should repay the money because it did not provide educational services due to her son's death. If the lender sues he might or might now get a judgment

      but in any event a lawsuit against a poor person yields nothing. Only a fool sues a poor person. Trust me. Joel Fremonde

    • Ryan Preciado PASO ROBLES, CA
      • 8 days ago

      Loans should be forgiven when the student dies!

    • Iris Harvey STOW, OH
      • 13 days ago

      It's the right thing to do.


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