In 2004, Christopher sustained a severe traumatic brain injury in a tragic accident. He remained in a vegetative state for two years before passing away. That's when my family started getting bombarded with calls from Christopher's bank demanding my family pay back Christopher's cosigned student loans - even though Christopher was dead.
It was so painful for my family to get calls asking for Christopher - even after we explained he had died. So I started a petition on Change.org asking Christopher's lender to forgive Christopher's loans, and they agreed.
But I want to prevent this from happening to other families by asking Congress to pass Christopher's Law.
Christopher's Law would require private student loan lenders to clearly and concisely outline borrower obligations in case of death or permanent disability. Families should not have to scour the fine print in order to understand their role as cosigners and, should the unthinkable happen, parents should have a thorough understanding of what to expect.
Christopher's Law passed the House in 2010 but failed to make it out of committee in the Senate - but with your help, we can get this law passed. Cosponsors of the bill include Senator Elizabeth Warren (D-MA) and Sen. Cory Booker (D-NJ) and it's endorsed by organizations like The Brain Injury Association of America (BIAA) and The National Association of Student Financial Aid Administrators (NASFAA).
After Christopher died, it was so confusing and hurtful when his lender came after my dad to get their money back. Our dad had to come out of retirement to make the monthly payments. When Christopher died, my family didn't just lose a loved one -- we inherited debt for an education that will never be used.
Christopher's Law will help prevent this from happening to other families. Please sign my petition to send a message to your members of Congress asking them to cosponsor the bill.