Citibank: Negotiate with our family to stop our foreclosure and eviction.
  • Petitioned Edward Skylar

This petition was delivered to:

Public Relations, Citi
Edward Skylar
Corporate Public Affairs, Citi
Stephen Cohen
CEO, Citi
Vikram Pandit
President and CEO of CitiMortgage
Sanjiv Das

Citibank: Negotiate with our family to stop our foreclosure and eviction.

    1. Nick Espinosa
    2. Petition by

      Nick Espinosa

      Minneapolis, MN

June 2012


Less than 24 hours before the bank was scheduled to auction off the Espinosa home in Minneapolis, Colleen and Nick learned that Citibank approved a loan modification that would keep the family in their home and reduce their payments by one-third on a 7.5 year payment plan. Nick created the petition to save the home his mother, a registered nurse and single mother of three, had owned for 16 years. Nick is a volunteer organizer with Occupy Homes Minnesota whose previous petitions in support of Bobby Hull and Monique White helped them to save their homes from foreclosure.

Nick said, "I am deeply grateful to everyone from across the country who stood with our family as we fought our foreclosure. I’m inspired by the outpouring of community support, and it renews my commitment to stand with other families who are struggling to stay in their homes. As with Monique White and Bobby Hull here in Minneapolis, and others standing up across the nation, we see that when a community stands behind a family and draws attention to their case, the banks are more than capable of solving it. If they can fix it for our family, they can fix it for millions of others."

Colleen said, "I'm so relieved that my family’s home of 16 years will not be on the auction block tomorrow. When I first learned we were in foreclosure, I felt ashamed and isolated, and sure we were going to lose our home. As I resolved to fight, I realized I had nothing to be ashamed of. If anyone should be ashamed, it’s the banks for tearing apart our communities after we bailed them out with our tax dollars. When we stand together we can win, and I believe thousands more will."

My mother Colleen McKee Espinosa, is a registered nurse and a single mother of three who has owned her home for 16 years. Last year, she attempted to pay her Citibank mortgage to catch up on two past-due payments on the indicated due date. The bank told her the home had already been sent into foreclosure.

I grew up in our Northeast Minneapolis home, and although we only had six years left to pay off our home, the bank has been unwilling to modify her mortgage so that we can stay in our community.

 My mother has struggled her entire life to keep our family afloat and give my siblings and I a better life than she had. She has worked as a registered nurse for 22 years, serving and caring for others, and now she needs our support.

I've dedicated the last 8 months of my life to helping families fight against unjust foreclosures and the greedy banks that would rather leave homes vacant than work to keep families in their communities even after being bailed out with our tax dollars. With your help CitiBank won't be stealing this home from my mom--it stops here.  

"I'm not leaving my home until we get a good faith negotiation. I'm fighting to send the message to other people not to give up, because if you're isolated you can't fight these people. Said Colleen. "The banks that crashed our economy better watch out because people are catching on to their game and we aren't going to let them take our homes from us.

Recent signatures


    1. Reached 5,000 signatures
    2. Victory! Foreclosure Cancelled

      Timothy Newman
      Petition Organizer

      Less than 24 hours before the bank was scheduled to auction off the Espinosa home, Colleen and Nick have learned that Citibank has approved a loan modification that would keep the family in their home and reduce their payments by one-third on a 7.5 year payment plan. Check out this update from Occupy Homes Minnesota for more information.

    3. Reached 3,000 signatures
    4. Learn more about Colleen's story

      Timothy Newman
      Petition Organizer

      The Espinosa home is currently scheduled to be auctioned at a sheriff's sale on Wednesday, June 13th. For more information on the campaign check out this video.

    5. Reached 1,000 signatures


    Reasons for signing

    • Stephanie Gabert NEWPORT BEACH, CA
      • over 2 years ago

      Congrats, this is a great victory!

      Other banks are guilty of not helping; I know of a family that was in mid loan modification with CHASE Bank who was too slow to get the job done and allowed the second junior lien to foreclose and the junior lien is now trying ti evict them after striping their name from title; CHASE bank is doing nothing to help! The house has holds plenty of equity and is NOT underwater but the fact that CHASE bank just allowed the second to strip the homeowners name off the title without helping is not fair business practice knowing they have govt loan money to help the American homeowner. Does anyone have an attorney in the Orange County area that knows how to wake up Chase Bank and know how they can get their name back on title to claim ownership to stop their eviction, Chase is just ignoring the situation after dozens of FAXES and calls to them, Chase is doing all they can to TURN THEIR EYES/EARS/ AWAY FROM HELPING.

      I'm so happy these people were helped, but their are so many Americans needing help to save their homes.

      • over 2 years ago

      Citibank: Onderhandelen met onze familie op onze afscherming en de ontruiming te stoppen.

    • S. W. Woods BIRMINGHAM, AL
      • over 2 years ago

      I am signing because this is an outrage! To pay a mortgage for any length of time, BUT for 16 years, come on now? Ofcourse CitiBank WILL let her keep her house. NO question about it.....

      • over 2 years ago

      I am supposed to be a well off lanlord with a buy to let property but the truth is like the majority of people in this


      I am finding it very hard to make ends meet. and I am sick and tired of standing by helplessly whilst


      People are having to go without basic needs, they cannot afford decent food to feed their children let alone themselves if they pay their mortgages on time. The stress will send some of us to an early grave, People think I am strong, I've always dealt with issues, but not this time, It's 2 am I am exhausted but I cannot sleep with worry. When this first happened to me I hid under my bed quilt for 4 days, I ended up with a DVT and near fatal PE. I informed my BUY TO LET mortgage provider of the difficulties I was having, boy where they un- helpfull, they literally want to take the food out of the mouths of our children. as they threaten to ensure they get their dues. I have been single handedly fighting repossession now for 11 months. Yorkshire bank trading as Chelsea Building Society are hiding behind the grey areas in the 1927 property law act. Some of you reading this will say I get what I deserve, but if nothing else listen and hear this if nothing else. Yes, I've been naive, I should of read the small print on the small print instead of believing I was making a symbiotic partnership not parasitic one. I was providing a good home to a family and treated that relationship with respect, they stopped paying me my rent.

      I believe Chelsea Building Society are being unreasonable, but who cares what I think, I'm a nobody, they tell me so when I plead with them to stop the repossession or at least appoint receivers who collect rent, which they have not done for 11 months since hey took over. I am a nobody with no money and no power despite having working hard in the NHS in order to give myself and my children a better standard of living, just as my mother did for me. When I was told of my mortgage arrears I immediately offered to pay in full but they would not take it, instead they are taking the house. I know I am a landlord and it appears there is more support out there for tenants but I too have human rights, I am being denied the right to defend myself and mitigate my own loss because I cannot afford a solicitor to help me fight this. Maybe the answer is to sell the property before they auction it, which is my right to do so. As it stands after arguing the facts with my toothless, sit on the fence ombudsman I am at the point of giving up. Is there anyone out there who will help me ?.

    • Jaime Otto NEW ALBANY, IN
      • over 2 years ago

      Bank of America did this to us! Our government needs to stop these companies from throwing people out in the streets!


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