BofA: Stop the Foreclosure on Brendon Mendoza's Home
  • Petitioned Brian T. Moynihan

This petition was delivered to:

CEO, Bank of America
Brian T. Moynihan
President of Home Loans & Insurance, Bank of America
Barbara Desoer

BofA: Stop the Foreclosure on Brendon Mendoza's Home

    1. Brendon Mendoza
    2. Petition by

      Brendon Mendoza

      Los Angeles, CA

Soon after the bank-caused housing crisis and recession caused the value of my home to plummet, I lost my job and ran out of savings trying to make ends meet. It was clear, the mortgage on my home of 6 years would be next to suffer, so I contacted my bank for some assistance. 

I legally qualify for a loan modification, but Bank of America has refused to work with me. They have misplaced documents related to my application for a loan modification. They have failed to return several of my calls. And they refuse to provide me a single point of contact.

Fresh off the taxpayer bailout, I naïvely thought Bank of America would be sympathetic to someone who needed a little financial relief themselves. Not to mention, honoring basic customer service etiquette.

For three years now, I have tried to convince Bank of America to grant me a loan modification in order for me to stay in my home. I have done everything thing that they have asked me to do and submitted every piece of paperwork they have requested. I even successfully completed a 6-month probationary loan modification payment plan. I also consulted a law firm that conducted a forensic audit that showed Bank of America violated the Truth in Lending Act (TILA).

I have consulted every housing counseling agency you can think of, and even spent forty-six hours at a Neighborhood Assistance Corporation of American (NACA) event, only to hear a Bank of America representative say, “There is nothing we can do.”  

However, I refuse to believe this is the case. Not even taking the TILAviolations into account, the fact is that I do have the money to make fair payments to the bank.

I’ve seen Bank of America do what’s best for homeowners (and America) before--but only when a large number of people put public pressure on them to do right. Vera Johnson of Seattle, WA is a good example of that, and something I draw inspiration from.

I’m ready to fight back and demand a fair loan modification, and WITH YOUR HELP I am confident I will be able to defeat Goliath, and stay in my home.

 

Please sign my petition and pass it on to as many people as you can. Thank you for your time.

 

 

Recent signatures

    News

    1. Brendon's mortgage payments reduced!

      William Winters
      Petition Organizer

      First Brendon got a single point of contact and a promise that his foreclosure would be put on hold. Now, as a result of a scheduled adjustment of his adjustable rate mortgage, Brendon is paying a rate he can afford for his home. He's not out of the woods yet - the mortgage will adjust again next year, and the rates may not be so favorable - so he'll keep pushing for a permanent loan modification. But his Change.org campaign helped buy him the time he needed to get to this point.

    2. Partial Victory! Bank of America Stops Foreclosure

      Jess Kutch
      Petition Organizer

      Brendon received a call on Friday announcing that Bank of America will halt foreclosure on his home and award him a single point of contact with the bank. Let's keep pushing - it's time BofA grants Brendon a permanent loan modification so that he can stay in his home.

    3. I created a petition on whitehouse.gov & need 25k signatures before Nov 17

      Brendon Mendoza
      Petition Organizer

      If I receive 25k thousand signatures on whitehouse.gov they have to take a closer look at my case. Again, i remain committed to effort and activism to create awareness surrounding my mortgage crisis. I have over 14k thousand signatures on change.org so why can't I meet the goal set by the White House!

      In addition I have further complied with B of A's request to get a roommate. Starting November 1st I will have additional income and yet again done exactly what B of A has asked me to do. I also just found that B of A has been calculating my second mortgage twice in my debt column. Thus increasing my debt even further. B OF A'S UNFAIR PRACTICES MUST STOP! Please help me make this happen.

      I appreciate you taking the time to sign the my petition on change.org and if you would i would greatly appreciate you signing the attached petition. Thank you all so much for you support it is truly moving!

    4. Reached 12,500 signatures

    Supporters

    Reasons for signing

    • Randy Hewitson PALM DESERT, CA
      • almost 3 years ago

      I am in the exact same situation with Bank of America

      REPORT THIS COMMENT:
    • Christie Smith PROSPER, TX
      • almost 3 years ago

      Please someone help us. BOFA They are taking our homes. They are seizing our funds. They are stealing our dignity. They are counting on our helplessness.

      REPORT THIS COMMENT:
    • Kerry Bowen SAN MIGUEL, CA
      • almost 3 years ago

      Because we are having the same problem with Bof A and I hope somebody can help us out also. Good Luck Brendon

      REPORT THIS COMMENT:
    • Erin Herrera KENT, WA
      • almost 3 years ago

      I am signing in support of Brendon Mendoza, because he is a responsible citizen. Like many, he has found himself in a situation caused by circumstances outside of his control. Please respond to him fairly by providing him with a fair loan modification to help him keep his home.

      REPORT THIS COMMENT:
    • Sandra DeMonte HEMET, CA
      • almost 3 years ago

      We all know how you want to support the homeowners and Making Home Affordable. Been there Tried that. Bank of America does not want to help us. And since we refinanced right before the cut off for that Making Home Affordable bit that you passed along last year we didn’t qualify. It took us about 8 attempts to get a forbearance only to get turned away after the 6 month trial period was over ( we made every payment on time). They must of found out my husband went back to work the month before after being out of work for almost 2 years due to medical reasons and then someone ran a red light and took off and my husband ended up breaking his back in 2 spots which required back surgery. Then the economy took a dump.

      So now we are about to lose our home, only to find out today that the mortgage lender that first held our mortgage never even had authorization to do business let alone handle or sell us the mortgage in State of California. California has a Lawsuit against them, Taylor Bean and Whitaker and also the other name that was on our paperwork Arizona Pacific Coast Mortgage, oh and there was another name on our paperwork Pacific Coast Mortgage. Now Bank of America owns it and wants to take it away from us. Where did all our money go to when we first got our mortgage since The State of California shut Taylor Bean & Whitaker and Arizona Pacific Coast Mortgage down but we were still sending them money but California never said anything to us until finally Bank of America took it over. Oh and this home has Toxic Mold and you know what the BofA rep said to me when I told her it had that , go ahead and forclose on it. Oh they wll just go in and clean it up alittle. I laughed I told her it has 144,000. worth of damage, it's only valued at 75,000 and we owe 130,000. Do you still want it Bof A?

      REPORT THIS COMMENT:

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