I would like to see more attention paid to the needs and rights of self-employed Americans in this disturbing issue of healthcare reform. I am 54 years old and have been self-employed for ten years. I work in NYC and live just outside the city. I have worked hard all my life and am a concerned and responsible citizen. My health insurance, GHI, for myself alone, is $720 per month. I have no out-of-network benefit. For outpatient care my copay is $30; $50 for certain procedures. The determination of what costs $50 and what costs $30 is incomprehensible to me. Mental health benefits are limited to 20 annually. My income is modest at best; my expenses are high. I am a single mother. Thank God my three children are covered under their father's health insurance plan.
The moral imperative for health insurance coverage for the working poor and the uninsured goes without saying. I minimize no one's needs. But I belong to a subgroup of decent, hardworking Americans who receive less attention than we should and whose situation is dire.
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