Because Mark is over the age of 50, he will also be helped by the provision in the bill limiting the spread of premiums between the oldest and youngest to a 2:1 ratio.
Right now, insurers charge much higher rates to older people - at least 6-8 times higher, and sometimes much more. By constraining premiums to a 2:1 ratio, older people are able to get affordable coverage that is there when they need it the most - when they are older.
This comes at a price, of course. Premiums are higher for younger people as a result. But that's what insurance is all about. Young and healthy people pay in, so there's a fund to cover older and sicker people.
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