Lois Carmine

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  Lois commented on the article | over 2 years ago

  62% of Disabled Unemployed

  Hi Grace,

  
  

  From my understanding, folks on SSDI get 9 trial work months in every 5 year period.  I believe you can still qualify for Medicaid even though you are on SSDI.  You could work part-time, earn less than $700 per month so you don't trigger a "trial work month," and then you would qualify for the New York Medicaid Buy-In Program, which is an incentive program to encourage disabled people to work.  By working a little, you will earn some money and also get Medicaid to supplement your Medicare.

  
  

  In California we have a program called CMSP where people on SSDI do not have to get a part-time job in order to qualify for Medicaid.  I'm not sure if New York has a program like that, however.  Hopefully you will be able to find a part-time job, keep your SSDI check and get Medicaid again and that will get you through until you can go ahead and start working full time again in two years when you are eligible for your trial work months again.  Otherwise, you could just start working full-time (or near full time) and you would lose your SSDI check, but you could keep your Medicare insurance for something like 93 months if your new job doesn't offer health insurance up front. 

  
  

  Best wishes to you.